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    Determinants and Consequences of the Use of Digital Finance Platform for Personal Financial Management in Rural China

    Wu XQ 2019.pdf (2.547Mb)
    Access Status
    Open access
    Authors
    Wu, Xiao Qian
    Date
    2019
    Supervisor
    Yap Ching Seng
    Type
    Thesis
    Award
    MPhil
    
    Metadata
    Show full item record
    Faculty
    Business and Law
    School
    Accounting
    URI
    http://hdl.handle.net/20.500.11937/76185
    Collection
    • Curtin Theses
    Abstract

    This research aims to investigate the determinants influencing the use of digital finance platform (DFP) for personal financial management (PFM) and its consequences on rural Chinese. Data are collected from 403 rural residents in China and analysed using Partial Least Squares-Structural Equation Modeling. The findings show that performance expectancy, effort expectancy and facilitating conditions positively influence the use of DFP, which then lead to net benefits and user satisfaction on PFM of rural Chinese.

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