The working lives of women and their retirement
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Within the current retirement system in Australia, arrangements are predominantly based on the age-pension and private superannuation schemes. However, the future ability and willingness of the government to support a level of age-pension that will provide those dependent on it with a sufficient standard of living is now open to question. This is of particular concern for women as almost 80 per cent of retired women rely on government pensions as their main source of income. Furthermore, many women have only a limited ability to accumulate a sufficient pool of funds through superannuation to finance their retirement. This paper argues that there is a need for a careful appraisal of the alternative retirement income options of Australian women in order to ensure that they will be able to achieve a secure and sufficient standard of living.
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Australian women's financial security in later life: the effects of social structures and decision processesJefferson, Therese (2005)Existing studies provide a range of insights into the causes of womens low retirement incomes and emphasise the effect of low life-time incomes on womens access to economic resources in later life. Despite these insights, ...
Preston, Alison; Austen, Siobhan (2001)Superannuation is the Commonwealth Government?s preferred system for the provision of income in retirement. Generous taxation concessions together with legislated employer compulsory contributions underpin recent growth ...
Jefferson, Therese (2005)More than 60 per cent of age pensioners in Australia are women. Althoughpublic policy encourages private saving for retirement throughcompulsory superannuation, projections of women's superannuation accumulationspredict ...