The working lives of women and their retirement
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Within the current retirement system in Australia, arrangements are predominantly based on the age-pension and private superannuation schemes. However, the future ability and willingness of the government to support a level of age-pension that will provide those dependent on it with a sufficient standard of living is now open to question. This is of particular concern for women as almost 80 per cent of retired women rely on government pensions as their main source of income. Furthermore, many women have only a limited ability to accumulate a sufficient pool of funds through superannuation to finance their retirement. This paper argues that there is a need for a careful appraisal of the alternative retirement income options of Australian women in order to ensure that they will be able to achieve a secure and sufficient standard of living.
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Australian women's financial security in later life: the effects of social structures and decision processesJefferson, Therese (2005)Existing studies provide a range of insights into the causes of womens low retirement incomes and emphasise the effect of low life-time incomes on womens access to economic resources in later life. Despite these insights, ...
Promoting and Protecting the Economic Outcomes of Older Partnered Women and Widows: Challenges for Australia’s Retirement Income SystemCosta, Monica; Hodgson, Helen ; Austen, Siobhan ; Sharp, Rhonda (2020)Historically, retirement income policy has responded to women’s relatively limited ability to secure an independent retirement income through either a state age pension or a surviving spouse benefit, payable to widows ...
Austen, Siobhan (2019)In most contexts imbalanced sex ratios are a source of policy and research focus. However, the severely imbalanced sex ratio in many older communities, where older women outnumber older men by almost 2 to 1, attracts ...