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dc.contributor.authorKhan, Atiqur
dc.contributor.authorAlam, S.
dc.contributor.authorRahim, R.
dc.contributor.authorHaq, M.
dc.date.accessioned2017-01-30T11:28:45Z
dc.date.available2017-01-30T11:28:45Z
dc.date.created2016-05-16T19:30:17Z
dc.date.issued2014
dc.identifier.citationKhan, A. and Alam, S. and Rahim, R. and Haq, M. 2014. What Influence Credit Card Debts in Young Consumers in Malaysia. Journal of Public Administration, Finance and Law. 6: pp. 106-116.
dc.identifier.urihttp://hdl.handle.net/20.500.11937/12105
dc.description.abstract

This paper examines empirically antecedents of the credit card debts in young consumers in Malaysia. We examine whether easy access to credit card, credit card related knowledge, aggressive promotion by credit card industry, low minimum payment requirement and attitude towards credit cards influence credit card debts in the younger generation. Regression model was used to meet the objectives. These findings based on a sample of 240 young credit card holders, show that the factors that affect credit card debts are credit card related knowledge, aggressive promotion by credit card industry and low minimum payment requirements. These findings also provide insights for both bank management and policy-makers to improve the bank performance in terms of credit card debts.

dc.relation.urihttp://www.jopafl.com/index.html
dc.relation.urihttp://www.jopafl.com/uploads/issue6/WHAT_INFLUENCE_CREDIT_CARD_DEBTS_IN_YOUNG_CONSUMERS_IN_MALAYSIA.pdf
dc.titleWhat Influence Credit Card Debts in Young Consumers in Malaysia
dc.typeJournal Article
dcterms.source.volume6
dcterms.source.startPage106
dcterms.source.endPage116
dcterms.source.titleJournal of Public Administration, Finance and Law
curtin.departmentCBS International
curtin.accessStatusFulltext not available


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