Impacts of SMEs Character in The Loan Approval Stage
| dc.contributor.author | Yeo, Tze Sheng | |
| dc.contributor.author | Abdul Rani, Nazatul Shima | |
| dc.contributor.author | Shaikh, Junaid | |
| dc.contributor.editor | Zhang Chris | |
| dc.date.accessioned | 2017-01-30T12:43:09Z | |
| dc.date.available | 2017-01-30T12:43:09Z | |
| dc.date.created | 2011-03-16T20:02:03Z | |
| dc.date.issued | 2010 | |
| dc.identifier.citation | Yeo, Tze Sheng and Abdul Rani, Nazatul Shima and Shaikh, Junaid M. 2010. Impacts of SMEs Character in The Loan Approval Stage, in Zhang, C. (ed), 2010 International Conference on Information and Finance (ICIF) 2010, Nov 26 2010. Kuala Lumpur, Malaysia: Institute of Electrical and Electronics Engineers (IEEE). | |
| dc.identifier.uri | http://hdl.handle.net/20.500.11937/24465 | |
| dc.description.abstract |
We attempt to integrate the prior literature on SME financing, and propose that these issues should be researched in a structured and holistic manner. To that end, we suggest that SME financing can be studied from the supplu side (banks') perspective, but not be restricted to a discussion on the quantum of loan, or other quantitative measures alone. We put forward 5 categories of items that we believe should be discussed in any work concerning SME financing, being (a) the SME's personality, (b) the viability of the SME's business and/or its industry, (c) the SME's knowledge and competency, (d) the financial position of the SME, and (e) the level of detail and preparation of the loan application. We further attempt to provide examples of items to be discussed in each category based on works from the literature. | |
| dc.publisher | Institute of Electrical and Electronics Engineers, Inc. | |
| dc.subject | character of SME | |
| dc.subject | loan application | |
| dc.subject | bank | |
| dc.subject | success | |
| dc.title | Impacts of SMEs Character in The Loan Approval Stage | |
| dc.type | Conference Paper | |
| dcterms.source.title | Conference Proceeding | |
| dcterms.source.series | Conference Proceeding | |
| dcterms.source.isbn | 978-1-4244-9547-4 | |
| dcterms.source.conference | 2010 International Conference on Information and Finance, ICIF 2010 | |
| dcterms.source.conference-start-date | Nov 26 2010 | |
| dcterms.source.conferencelocation | Kuala Lumpur, Malaysia | |
| dcterms.source.place | Chengdu, China | |
| curtin.note |
Copyright © 2010 IEEE This material is presented to ensure timely dissemination of scholarly and technical work. Copyright and all rights therein are retained by authors or by other copyright holders. All persons copying this information are expected to adhere to the terms and constraints invoked by each author's copyright. In most cases, these works may not be reposted without the explicit permission of the copyright. | |
| curtin.department | Curtin Sarawak - Faculty Office | |
| curtin.accessStatus | Open access |