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dc.contributor.authorYeo, Tze Sheng
dc.contributor.authorAbdul Rani, Nazatul Shima
dc.contributor.authorShaikh, Junaid
dc.contributor.editorZhang Chris
dc.date.accessioned2017-01-30T12:43:09Z
dc.date.available2017-01-30T12:43:09Z
dc.date.created2011-03-16T20:02:03Z
dc.date.issued2010
dc.identifier.citationYeo, Tze Sheng and Abdul Rani, Nazatul Shima and Shaikh, Junaid M. 2010. Impacts of SMEs Character in The Loan Approval Stage, in Zhang, C. (ed), 2010 International Conference on Information and Finance (ICIF) 2010, Nov 26 2010. Kuala Lumpur, Malaysia: Institute of Electrical and Electronics Engineers (IEEE).
dc.identifier.urihttp://hdl.handle.net/20.500.11937/24465
dc.description.abstract

We attempt to integrate the prior literature on SME financing, and propose that these issues should be researched in a structured and holistic manner. To that end, we suggest that SME financing can be studied from the supplu side (banks') perspective, but not be restricted to a discussion on the quantum of loan, or other quantitative measures alone. We put forward 5 categories of items that we believe should be discussed in any work concerning SME financing, being (a) the SME's personality, (b) the viability of the SME's business and/or its industry, (c) the SME's knowledge and competency, (d) the financial position of the SME, and (e) the level of detail and preparation of the loan application. We further attempt to provide examples of items to be discussed in each category based on works from the literature.

dc.publisherInstitute of Electrical and Electronics Engineers, Inc.
dc.subjectcharacter of SME
dc.subjectloan application
dc.subjectbank
dc.subjectsuccess
dc.titleImpacts of SMEs Character in The Loan Approval Stage
dc.typeConference Paper
dcterms.source.titleConference Proceeding
dcterms.source.seriesConference Proceeding
dcterms.source.isbn978-1-4244-9547-4
dcterms.source.conference2010 International Conference on Information and Finance, ICIF 2010
dcterms.source.conference-start-dateNov 26 2010
dcterms.source.conferencelocationKuala Lumpur, Malaysia
dcterms.source.placeChengdu, China
curtin.note

Copyright © 2010 IEEE This material is presented to ensure timely dissemination of scholarly and technical work. Copyright and all rights therein are retained by authors or by other copyright holders. All persons copying this information are expected to adhere to the terms and constraints invoked by each author's copyright. In most cases, these works may not be reposted without the explicit permission of the copyright.

curtin.departmentCurtin Sarawak - Faculty Office
curtin.accessStatusOpen access


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