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dc.contributor.authorEvans, J.
dc.contributor.authorSimpson, John
dc.contributor.authorMahate, A.
dc.contributor.authorEvans, Robert
dc.date.accessioned2017-01-30T12:43:50Z
dc.date.available2017-01-30T12:43:50Z
dc.date.created2009-03-05T00:54:56Z
dc.date.issued2004
dc.identifier.citationEvans, John and Simpson, John and Mahate, A. and Evans, Robert. 2004. Impact of operating and balance sheet performance of Japanese international banks on bank safety levels and risk ratings. Applied Financial Economics. 8(1): pp. 599-610.
dc.identifier.urihttp://hdl.handle.net/20.500.11937/24568
dc.identifier.doi10.1080/0960310042000233890
dc.description.abstract

Using a simultaneous equation model initially developed by Shrieves and Dahl this article shows that Japanese banks in comparison to European banks, have focused on factors other than those that impact on bank safety levels. This has left Japanese banks in a vulnerable position with respect to levels of non-performing loans and indicates that less attention has been paid to prudent credit risk assessment and management practices. Recent events and actions initiated by the Japanese government suggests that Japanese banks are in crisis in terms of their dangerously large burden of non-performing loans. The broad objective of this study is to demonstrate that the attention of any healthy and safe banking system needs to be focused on operating and balance sheet fundamentals. Focus needs to be on maximization of earnings, determination of the appropriate level of financial risk, careful management of expenses and the optimisation of bank size in a deregulated, competitive environment where prudent lending criteria are applied.

dc.publisherRoutledge Taylor and Francis Group
dc.titleImpact of operating and balance sheet performance of Japanese international banks on bank safety levels and risk ratings
dc.typeJournal Article
dcterms.source.volume8(1)
dcterms.source.startPage599
dcterms.source.endPage610
dcterms.source.issn0960-3107
dcterms.source.titleApplied Financial Economics
curtin.accessStatusFulltext not available
curtin.facultyCurtin Business School
curtin.facultySchool of Economics and Finance


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