Curtin University Homepage
  • Library
  • Help
    • Admin

    espace - Curtin’s institutional repository

    JavaScript is disabled for your browser. Some features of this site may not work without it.
    View Item 
    • espace Home
    • espace
    • Curtin Research Publications
    • View Item
    • espace Home
    • espace
    • Curtin Research Publications
    • View Item

    Impact of Loan Deposit Ratio (LDR) on profitability: panel evidence from Commercial Banks in Malaysia

    Access Status
    Fulltext not available
    Authors
    Rengasamy, Dhanuskodi
    Date
    2014
    Type
    Conference Paper
    
    Metadata
    Show full item record
    Citation
    Rengasamy, D. 2014. Impact of Loan Deposit Ratio (LDR) on profitability: panel evidence from Commercial Banks in Malaysia. In: International Conference on Global Economics, Finance and Social Sciences, 19th Dec 2014, Mumbai, India.
    Source Conference
    International Conference on Global Economics, Finance and Social Sciences
    Faculty
    Curtin International
    School
    Curtin International
    URI
    http://hdl.handle.net/20.500.11937/77209
    Collection
    • Curtin Research Publications
    Abstract

    This paper examines the impact of Loan Deposit ratio on the profitability of Malaysian commercial banks for the period of 2009 to 2013. The study included all the eight locally owned commercial banks in Malaysia. Loan deposit ratio of the banks was the independent variable of the study. The dependent variable was profitability which measures through Return on Assets (ROA). Data were obtained from the annual reports of the banks. The ratio analysis along with descriptive, correlation analysis, paired T- test and regression analysis were used in this study. The result of the study indicated that there was a positive and nonsignificant impact of LDR on ROA is five banks (Bank 1, 2, 3, 4 and 8). Further the study revealed that only one bank (Bank 5) had a negative and non-significant impact of LDR on ROA and bank 7 had positive and significant impact.

    Related items

    Showing items related by title, author, creator and subject.

    • Green Banking Practices
      Rengasamy, Dhanuskodi (2014)
      Green banking practices BY DR DHANUSKODI RENGASAMY ON FEBRUARY 11, 2014, TUESDAY AT 2:02 AMOTHER COLUMNS BANKS play a very important role in the economic development of nations. As economic development is a dynamic and ...
    • Green Banking Practices
      Rengasamy, Dhanuskodi (2014)
      Green banking practices BY DR DHANUSKODI RENGASAMY ON FEBRUARY 11, 2014, TUESDAY AT 2:02 AMOTHER COLUMNS BANKS play a very important role in the economic development of nations. As economic development is a dynamic and ...
    • Improving the performance of accounting information systems of commercial banks in Jordan by using the balanced scorecard approach
      Hamdan, Mohammad Naser Mousa (2013)
      The continuous development of information technology in the modern word affects the performance of Accounting Information Systems (AIS) in Jordanian business organizations, including commercial banks, in many respects, ...
    Advanced search

    Browse

    Communities & CollectionsIssue DateAuthorTitleSubjectDocument TypeThis CollectionIssue DateAuthorTitleSubjectDocument Type

    My Account

    Admin

    Statistics

    Most Popular ItemsStatistics by CountryMost Popular Authors

    Follow Curtin

    • 
    • 
    • 
    • 
    • 

    CRICOS Provider Code: 00301JABN: 99 143 842 569TEQSA: PRV12158

    Copyright | Disclaimer | Privacy statement | Accessibility

    Curtin would like to pay respect to the Aboriginal and Torres Strait Islander members of our community by acknowledging the traditional owners of the land on which the Perth campus is located, the Whadjuk people of the Nyungar Nation; and on our Kalgoorlie campus, the Wongutha people of the North-Eastern Goldfields.