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    Trends, challenges and innovations in Indian banking sector

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    Authors
    Rengasamy, Dhanuskodi
    Date
    2015
    Type
    Conference Paper
    
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    Citation
    Rengasamy, D. 2015. Trends, challenges and innovations in Indian banking sector. In: International Conference on Financial Innovations and its Implications in Banking Sector, 11th Sep 2015, Salem, India.
    Source Conference
    International Conference on Financial Innovations and its Implications in Banking Sector
    Faculty
    Curtin International
    School
    Curtin International
    URI
    http://hdl.handle.net/20.500.11937/77211
    Collection
    • Curtin Research Publications
    Abstract

    Banks play a very important role in the economic development of every nation. It plays a vital role to attain stable prices, high level of employment, sound economic growth etc. As stated by the (ACARAVCI and ÇALIM 2013) that the banks plays a crucial role in the operation of most economics. India is the largest economy in the world having more than 1 billion population. Indian service sector contributes major role (Half) in their GDP and the banking sector is the leading service sector in Indian economy. The objective of research is to examine the trends, challenges and innovations in Indian Banking Sector. The trends have been assessed through linear trend by consider bank balance sheet components, resource mobilisation, market expansion and profitability. The challenges of Indian banks are identified through literature and secondary data are capital norms, risk management, information and technology, competition, customer expectation etc. The Indian banking sector always contributes remarkable role in innovations, the technological innovation in the banking operation is remarkable. The study mainly considers the technological innovations in the Indian banking sector.

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