Curtin University Homepage
  • Library
  • Help
    • Admin

    espace - Curtin’s institutional repository

    JavaScript is disabled for your browser. Some features of this site may not work without it.
    View Item 
    • espace Home
    • espace
    • Curtin Research Publications
    • View Item
    • espace Home
    • espace
    • Curtin Research Publications
    • View Item

    Relationship lending: A source of support or a means of exploitation?

    81855.pdf (1.276Mb)
    Access Status
    Open access
    Authors
    Hussain, I.
    Durand, Robert
    Harris, Mark
    Date
    2020
    Type
    Journal Article
    
    Metadata
    Show full item record
    Citation
    Hussain, I. and Durand, R.B. and Harris, M.N. 2020. Relationship lending: A source of support or a means of exploitation? Global Finance Journal. 48. Article No. 100549.
    Source Title
    Global Finance Journal
    DOI
    10.1016/j.gfj.2020.100549
    ISSN
    1044-0283
    Faculty
    Faculty of Business and Law
    School
    School of Economics, Finance and Property
    URI
    http://hdl.handle.net/20.500.11937/81793
    Collection
    • Curtin Research Publications
    Abstract

    © 2020

    Using a dataset from the State Bank of Pakistan containing each and every commercial loan generated in the economy from 2006 to 2013, we find that, on average, a longer relationship length is associated with lower risk premiums but higher collateral requirements. However, further examination paints a far more complex picture. The impact of relationship length on risk premiums and collateral varies substantially with the type of lender, as well as the type of borrower. We argue that conflicting empirical findings on relationship lending are the result of using datasets limited to certain types of borrowers or financial institutions.

    Related items

    Showing items related by title, author, creator and subject.

    • Sexual function of women during the first year after childbirth: Effect of parity (giving birth after the 20th week of pregnancy), depression and relationship satisfaction
      Khajehei, Marjan (2013)
      The aim of the present study was to measure the effect of parity, relationship satisfaction and depression on the sexual function of postpartum women during the first year after childbirth. This was a cross-sectional ...
    • The value of trading relationships between buyers and sellers of wine grapes in Australia
      Hobley, Lynlee Ellen (2007)
      The following dissertation uses an exploratory and confirmatory approach to explain relationship value within the grape and wine industry in Australia. Specifically, the research develops and empirically captures and ...
    • Understanding motor coordination and its cognitive, academic, and psychosocial correlates in an adolescent normative sample
      Rigoli, Daniela (2012)
      Over the past three decades, increasing attention has been paid to the importance of motor competence in relation to other areas of a child’s development, including cognitive functioning, academic achievement, and emotional ...
    Advanced search

    Browse

    Communities & CollectionsIssue DateAuthorTitleSubjectDocument TypeThis CollectionIssue DateAuthorTitleSubjectDocument Type

    My Account

    Admin

    Statistics

    Most Popular ItemsStatistics by CountryMost Popular Authors

    Follow Curtin

    • 
    • 
    • 
    • 
    • 

    CRICOS Provider Code: 00301JABN: 99 143 842 569TEQSA: PRV12158

    Copyright | Disclaimer | Privacy statement | Accessibility

    Curtin would like to pay respect to the Aboriginal and Torres Strait Islander members of our community by acknowledging the traditional owners of the land on which the Perth campus is located, the Whadjuk people of the Nyungar Nation; and on our Kalgoorlie campus, the Wongutha people of the North-Eastern Goldfields.