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    Determinants of household saving in Australia

    Access Status
    Fulltext not available
    Authors
    Harris, Mark
    Loundes, J.
    Webster, E.
    Date
    2002
    Type
    Journal Article
    
    Metadata
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    Citation
    Harris, M.N. and Loundes, J. and Webster, E. 2002. Determinants of household saving in Australia. Economic Record. 78 (241): pp. 207-223.
    Source Title
    Economic Record
    DOI
    10.1111/1475-4932.00024
    ISSN
    0013-0249
    Faculty
    Faculty of Business and Law
    School
    School of Economics, Finance and Property
    URI
    http://hdl.handle.net/20.500.11937/81814
    Collection
    • Curtin Research Publications
    Abstract

    This paper uses a unique survey of consumers to test several separate but inter-related hypotheses of household saving. Unit records from 17,585 Australian households are available, which enables the incorporation of a range of household characteristics that may be important factors for saving behaviour, but which are not typically available to researchers undertaking macroeconomic analyses. An ordered probit estimation method is used, and the results support the view that current incomes are perhaps the most important determinant of saving. However, it can also be seen that demographics and householders level of economic optimism play a key role.

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